OpenWallet Foundation Overview | Upload & Go

Antitrust Policy Notice ● Linux Foundation Europe meetings involve participation by industry competitors, and it is the intention of the Linux Foundation to conduct all of its activities in accordance with applicable antitrust and competition laws. It is therefore extremely important that attendees adhere to meeting agendas, and be aware of, and not participate in, any activities that are prohibited under applicable US state, federal or foreign antitrust and competition laws. ● Examples of types of actions that are prohibited at Linux Foundation Europe meetings and in connection with Linux Foundation activities are described in the Linux Foundation Antitrust Policy available at www.linuxfoundation.eu/antitrust-policy. If you have questions about these matters, please contact your company counsel, or if you are a member of the Linux Foundation, feel free to contact Andrew Updegrove of the firm of Gesmer Updegrove LLP, which provides legal counsel to the Linux Foundation.

INTRODUCING The OpenWallet Foundation is a neutral home for open source projects supporting the development of interoperable digital wallets.

Today you can store a variety of assets in a physical wallet that best suits your purpose and preferences, ● Cash ● Physical wallets come in different shapes and sizes ○ Minimalist ● Credit Cards ○ Regular ○ Larger (e.g. Passport) ● Identification Cards ● Physical wallets have different security features ● Insurance Cards ○ RFID blocking ● Car Keys (Tesla) ● Physical wallets have different designs, ● Passports or preferred brands (in larger wallets) ○ High-end luxury brands ● Photos ○ Minimalist, functional brands

Organizations want similar flexibility for digital wallets, and open source to build modular components, together. ● Digital wallets should support the same flexibility of physical wallets. ○ Just like you can choose a physical wallet from many brands, organizations want to offer various choices and options. ○ To succeed, many organizations expect they need to offer multi-purpose capabilities and support interoperability. ● Very few organizations have the resources to take on all use cases, requirements, and still provide flexibility, choice, and interoperability. ● Many standards exist, but there is a gap in open source software components that can be used to build and publish wallets.

Digital Wallets serve many purposes Credit/Debit Cards Tickets/Boarding Passes Hardware Web Travel/Loyalty Cards Cryptocurrency/NFTs Headset Driver’s Licenses Digital ID Cards Digital Car & Room Keys Mobile Desktop Passkeys

Standards for digital wallet use cases already exist. The OWF community identified a need for an open source, multi-purpose digital wallet engine that offers interoperability. Today Future Wallet Proprietary wallets Proprietary wallets Proprietary engine, and/or Proprietary engines Engine Open source OWF engine OWF engine: 10 good patches, nomination Becoming a committer Not possible by 3 committers, no objections

Mission Statement : OpenWallet Foundation The OWF is a consortium of companies and non-profit organisations collaborating to drive global adoption of open, secure and interoperable digital wallet solutions as well as providing access to expertise and advice through our Government Advisory Council. The OWF aims to set best practices for digital wallet technology through collaboration on standards-based OSS components that issuers, wallet providers and relying parties can use to bootstrap implementations that preserve user choice, security and privacy.

OWF: Open Source Community The OWF is an open-source community that works together to blend different skill sets to build fundamental, standards-based technologies for multipurpose wallets. Currently there are over 300 entities that have expressed interest in joining the OpenWallet Foundation and are working collaboratively to establish governance and scope.

OWF: Foundations for Interoperability To support different member-proposed standard credential types the OWF must develop a common core that lays the foundation for interoperability and inclusivity. The level required for OWF-based wallets to be accepted by governments and regulatory regimes around the world is high and requires the common core to solve for interop at four different layers: 1. Legal: Governance for the interoperability of credentials, systems and the management of identity and access rights across multiple applications and services to meet regulatory and security requirements; 2. Business: Alignment of business processes, responsibilities and expectations to achieve commonly agreed and mutually beneficial goals; 3. Semantic and syntactic: The ability of two or more systems to exchange data even if the interface and programming languages are different; 4. Protocol: The ability of different systems devices, applications or products to connect and communicate in a coordinated way without effort from the end user.

Proposed Initial Building Blocks Members have already expressed interest in contributing resources for these initial building blocks/credential types (based on the EUDI wallet as reference point): ● Payment Tokenisation (EMV Tokenisation Specification) ● ISO mDL (ISO/IEC 18013-X — Mobile Driving License) ● W3C Verifiable Credentials (W3C Verifiable Credentials Data Model v1.1) ● Anonymous Credentials (AnonCreds Specification v1.0 Draft) ● ICAO DTC (Digital Travel Credentials Technical Report v1.2) ● Authentication ● And More OWF Use Case Interest - Google Sheet

Structure of the Foundation Corporations pay a GOVT TECHNICAL membership fee, ADVISORY ADVISORY GOVERNING BOARD non-profits and public COUNCIL COUNCIL sector participate for free PROJECT PROJECT ...PROJECT Anyone can use and contribute code for ABC DEF XYZ free

Membership Technical Governing Outreach Linux Foundation Level Annual Fee Advisory Notes free for existing members Board Committee Committee Two-year minimum Premier EUR 200,000 Yes Yes Yes commitment EUR 20,000 (>5k) EUR 15,000 (500-4999) EUR 10,000 (100-499) EUR 50,000 (>5k) TAC seat may be General EUR 5,000 (2k) 1 for 10 Yes Yes earned on behalf depending on number of EUR 20,000 (>500) members (non-voting) (non-voting) of technical employees projects EUR 5,000 (

Who Is Involved? Linux Foundation projects are typically funded by project members, and the OWF is no exception. Members are organizations that support the open source community—typically because they use the open source codebase in their business. We emphasize that anyone can contribute code or participate in the technical processes, including being promoted to technical leadership positions.

OWF: Associate Sponsors The experience and expertise of Non Profit organizations can help guide the OpenWallet Foundation and can increase the opportunities for industry and Governments; As Associate Sponsors, they can participate in many areas including, but not limited to: ● Trust Framework Awareness, Education and Adoption; ● International Alignment and Cross Sector Interoperability; ● Legal and Regulatory Compliance; ● Technical Standards Conformance. Non-profit organizations that are interested in applying to become Associate Sponsors of OWF can start by submitting information to us about their organization and how they can contribute via this form.

OWF Member Benefits: Influence & Brand NON-MEMBER MEMBER BENEFITS* PREMIER GENERAL ASSOCIATE ● Dedicated representative on the Governing OWF Governing Board & Board, driving oversight on direction of ● Participate in elections for ● Associate Representative OWF a General member board to the Board will be Technical Advisory Council None representative selected by the Governing ● Appointed representative on Committees Meet and learn from other members to created Board drive the direction of the OWF ● One appointed seat on the TAC ● Central positioning on website and ● Logo on website and all Brand Positioning ● Logo on website and all Pending collateral collateral collateral. active Enjoy positioning in OWF ● Dedicated Premier announcement press ● Bundled announcement contributions announcements, web properties and ● Bundled announcement release, jointly produced with your with other new members. and releases. with dedicated quote. collateral PR/Communications team Quote by invitation. ● Propose topics and participate in press ● Participate in press ● Participate in press Press Releases, Case Studies, releases and case studies releases and case studies releases and case studies Pending by OWF invitation by OWF invitation Newsletters, Blogs and More ● Relevant achievements highlighted in active newsletter We use a number of tools to highlight contributions ● Relevant achievements ● Relevant achievements participation in our projects and ● Blog posts welcome (subject to OWF and releases highlighted in newsletter highlighted in newsletter. approval) community. Access to Member network Member only Member only Member only None Network with other members through virtual channels and in-person events. *Final Member benefits pending project launch

OWF Member Benefits: Events & Member Success NON-MEMBER MEMBER BENEFITS* PREMIER GENERAL ASSOCIATE Member success meetings Member Success Member success meetings and and quarterly engagement None None Leverage our staff to identify opportunities bi-annual engagement planning planning and make the most of your membership Members-Only Meetings ● Free attendance ● Free attendance ● Free attendance Bring members together to openly discuss None ● Preference given to existing projects and new opportunities under ● Opportunities for speaking ● Opportunities for speaking speaking requests Chatham House Rules OWF Branded Webinars ● Attend ● Attend ● Attend ● Attend Anyone can attend but members can co-host ● Present by ● Co-host and present ● Co-host and present ● Co-host and present invitation and propose topics Industry Events By Invitation By Invitation By Invitation By exception Get invited to present with OWF and Industry events OWF leads socialization with Board and Members Access to Member Network OWF leads socialization with Member leads socialization with distribution lists, hosting a None OWF provides access to other members and Members-only distribution list. Member-only distribution list dedicated roundtable helps Members socializing collaboration ideas when applicable *Final Member benefits pending project launch

Get Involved ● Join the OWF today via our: online enrollment system ● If you are interested in participation at a technical level, please self-subscribe at lists.openwallet.foundation/g/technical-discuss/join and you will be added into the meeting series. ● You can also join on Discord at discord.gg/c224xdzNuy ● Github: github.com/openwallet-foundation ● If you are interested in participation at a more general/business level, please self subscribe at https://groups.google.com/a/ linuxfoundation.org/g/owf-formation (by hitting "ask to join this group")

Join Us https://openwallet.foundation [email protected]